What almost every individual, business, and municipality have in common is that they have some sort of insurance coverage, and sooner or later they need to use it.  But if the insurance company won’t hold up its end of the bargain, how does an insured prove that an insurer acted in bad faith?

Although the issue has been well settled since the Superior Court decided Terletsky v. Prudential Property & Casualty Insurance Co. in 1994, there has been much confusion as to whether or not ill motive or ill will is required.  The Pennsylvania Supreme Court, however, recently weighed in, newly confirming the old standard.
Continue Reading Rancosky: The (Clarified) Insurance Bad Faith Standard